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IMPACT OF MOBILE MONEY ON ENHANCING FINANCIAL INCLUSION IN THE DIGITAL AGE
Abstract.
This work discusses impact of mobile money on enhancing financial inclusion in the digital age.
As the world advances towards digital empowerment, unbanked and underbanked individuals still exist. Therefore, this study is conducted to investigate the key digital-focused determinants that aid in boosting Digital Financial Inclusion (DFI). Analysis is is executed to validate the variables in explaining DFI, and our findings that mobile money agent is the main contributor for developing countries in achieving high DFI index, followed by digital connectivity. This research could contribute to enhancing the current financial development blueprint by setting the right direction for policymakers and financial service providers to innovate the suitable digital financial products and services in the near future.
.A hundred and twenty questionnaires were distributed among students and teachers from selected secondary schools in Nigeria. Interviews and surveys were also conducted.
Primary and secondary data will be used in the analysis. Tables and percentages will also be used as the instrument of analysis
It will be observed therefore that mobile money have a strong and significant positive impact on enhancing financial inclusion in the digital age. There is a strong positive relationship between mobile money and enhancing financial inclusion in the digital age
TABLE OF CONTENT:
CHAPTER ONE
INTRODUCTION
1.1 Background of the Study
1.2 Statement of the Research Problem
1.3 Objectives of the Study
1.4 Significance of the Study
1.5 Research Questions
1.6 Research Hypothesis
1.7 Conceptual and Operational Definition
1.8 Assumptions
1.9 Limitations of the Study
CHAPTER TWO
LITERATURE REVIEW
2.1 Sources of Literature
2.2 The Review
2.3 Summary of Literature Review
CHAPTER THREE
RESEARCH METHODOLOGY
3.1 Research Method
3.2 Research Design
3.3 Research Sample
3.4 Measuring Instrument
3.5 Data Collection
3.6 Data Analysis
3.7 Expected Result
CHAPTER FOUR
DATA ANALYSIS AND RESULTS
4.1 Data Analysis
4.2 Results
4.3 Discussion
CHAPTER FIVE
SUMMARY AND RECOMMENDATIONS
5.1 Summary
5.2 Recommendations for Further Study
References
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